Are you thinking about updating your walls with a new paint color? City Loft by Sherwin Williams SW 7631 is a soft, warm off-white with gentle beige and red undertones that brings a welcoming, subtle look to any room. It’s a flexible choice that works well in both bright and low-light spaces, helping your home feel light and fresh.

You might be searching for the perfect color that feels modern but not too cold, or timeless without being boring. City Loft’s light reflectance value, undertones, and ability to coordinate with popular trim and accent shades make it a strong candidate for nearly any room in your home.
Key Takeaways
- City Loft SW 7631 offers a warm, soft off-white look.
- The color has beige and red undertones that change with light.
- City Loft pairs easily with many trim and accent colors.
What Color Is City Loft by Sherwin Williams SW 7631?

City Loft by Sherwin Williams is known for being a light, versatile neutral paint color that works well in many spaces. If you want a soft, welcoming look with a touch of modern style, this shade is a solid choice.
Color Family
City Loft SW 7631 falls into the greige family, which means it blends elements of gray and beige. This creates a color that feels modern but still warm and inviting. It has a soft appearance that isn’t too stark or cold.
You might notice a hint of taupe or a touch of creamy warmth, making it pair well with other neutrals and earth tones. It usually looks more like a very light, warm gray, but can pick up beige notes depending on your lighting.
If you compare it to cooler grays or whites, City Loft often appears richer and cozier. This makes it fit right in with near neutrals and warm hues that are popular for contemporary spaces.
Color Codes (Hex, RGB, LRV)
Here are the main codes and values for City Loft SW 7631:
Code | Value |
---|---|
Hex | #DFDAD1 |
RGB | 223, 218, 209 |
LRV | 70 |
LRV (Light Reflectance Value) of 70 means this color reflects a lot of light, so your room will feel open and airy. The RGB code shows it’s mostly light tones with a hint of warmth. These codes help when matching paint swatches or coordinating with trim, decor, or other colors you love.
City Loft by Sherwin Williams SW 7631 Undertones
When you look at City Loft by Sherwin Williams SW 7631, you’ll notice subtle undertones that change in different lighting. This paint color is known for its gentle mix of gray and beige, giving it a true “greige” feel.
A unique feature of City Loft is its soft red undertone. In bright, natural light, you might see a bit of pink or even a slight violet tint come through.
In the evening or in rooms without much daylight, the gray and beige become more noticeable, and the red undertone is less obvious. Because of these subtle shifts, City Loft can look a bit like a chameleon—changing depending on your room and lighting.
Quick Look at City Loft Undertones:
Main Color | Undertones | Chameleon Effect |
---|---|---|
Greige | Gray, Beige, Red | Yes |
If you want a paint color that feels warm but not yellow and works in many spaces, these gentle undertones make City Loft a flexible choice. The hint of red adds softness and warmth without being too bold or strong.
How Does Lighting Affect City Loft by Sherwin Williams SW 7631?
City Loft looks different in changing light. The color can appear warmer, cooler, lighter, or darker based on the light in your room.
Natural Lighting
Natural sunlight throughout the day can change how City Loft SW 7631 shows up on your walls. In bright morning or afternoon sunlight, you might notice that this color looks lighter and a bit more beige. Big windows can make rooms painted with City Loft feel open and airy.
In north-facing rooms that get cooler light, City Loft may look a little more gray. While in south-facing rooms with strong sun, you’ll see more of its soft, warm side. Tracking the sun across the day can help you see all the subtle changes.
Some people notice small changes in tone from wall to wall because of where the windows sit. It’s a good idea to test swatches in several spots and watch them as the natural light changes from morning to evening.
Artificial Lighting
Artificial lighting—like lamps, overhead lights, or even bulbs of different color temperatures—can also affect City Loft. Under warm, yellow-toned bulbs (incandescent or warm LED), the color appears softer and cozier, with more of its gentle beige showing through.
Cool, daylight bulbs or fluorescent lighting can bring out the grayer tones and make the color appear a touch more muted. At night, when you rely only on artificial light, the effect depends a lot on the type of bulbs you use.
Mixing light sources in a room can create shifts in the color from one part of the room to another. Key tip: Test the paint color under your usual lighting before making a final choice.
City Loft by Sherwin Williams SW 7631 LRV (Light Reflectance Value)
Light Reflectance Value (LRV) tells you how much light a paint color will reflect in a space. Knowing the LRV of City Loft helps you choose if it is right for brightening up your room or adding a softer look.
What Is LRV?
LRV stands for Light Reflectance Value. It is a number between 0 and 100.
A color with an LRV of 0 absorbs all light and feels very dark. A color with an LRV of 100 reflects all light and feels very bright.
LRV is important for deciding how a paint color will look in your home. A higher LRV means the paint will make a space look lighter, which can help in darker rooms or spaces with little natural light.
When you look at paint samples, check the LRV to see if the color will fit your needs. It can affect how big, open, or cozy your space feels.
City Loft by Sherwin Williams SW 7631 LRV Range
City Loft by Sherwin Williams has an LRV of 70.
This number places City Loft in the light color range. It reflects a good amount of light but is not a stark white.
An LRV of 70 means City Loft can help brighten up a room without making it feel too cold or washed out. Rooms painted with City Loft feel soft and airy while still having warmth.
Use City Loft if you want a light, gentle shade that lifts your space without feeling too bright. This makes it a great choice for living rooms, bedrooms, or any area that needs extra light but not a harsh, clinical look.
City Loft by Sherwin Williams SW 7631 Coordinating Colors

Pairing City Loft SW 7631 with the right colors helps you create a balanced, inviting space that feels fresh and cohesive. The best matches include clean whites, subtle off-whites, and warm grays that highlight the soft nature of City Loft.
Pure White SW 7005
Pure White SW 7005 is a crisp and clean white that works well as a trim or ceiling color with City Loft. It has a very slight warmth, but looks bright without feeling stark or cold.
If you paint your walls with City Loft and use Pure White on ceilings, doors, and trim, the overall look feels airy and modern. Pure White draws out the soft beige undertones in City Loft.
- Great for:
- Baseboards and crown molding
- Interior doors
- Kitchen or bathroom cabinets matched to City Loft walls
Choosing Pure White helps you build a simple, timeless color palette. It keeps your space looking neat and lets soft wall color stand out gently.
Drift of Mist SW 9166
Drift of Mist SW 9166 is a soft off-white that has a slight gray touch with subtle warmth. This shade is very close to City Loft on the color strip, but it is just a bit lighter. Using Drift of Mist with City Loft gives you gentle contrast without harsh lines.
Drift of Mist is popular for open-concept rooms. You could use City Loft in a living space and Drift of Mist in the kitchen or hallways for a smooth, almost seamless transition. Both colors stay light and muted, perfect for a calm, neutral palette.
- Best uses:
- Connecting rooms to City Loft-painted spaces
- Subtle two-tone wall details
- Walls and ceilings in smaller rooms to maintain brightness
Drift of Mist highlights the soft side of City Loft and works well with wood floors or light furniture.
Worldly Gray SW 7043
Worldly Gray SW 7043 is a warm, medium greige with a touch more depth than City Loft. It’s a great choice if you want a little more contrast, but still want everything to feel neutral and coordinated.
You can use Worldly Gray on accent walls, built-in bookshelves, or cabinetry paired with City Loft walls. The result is a cozy, layered look that isn’t too bold or dramatic.
- Ideal pairings with City Loft:
- Bedroom accent wall
- Kitchen island or lower cabinets
- Entryway wainscoting
Worldly Gray helps create a warm, inviting color palette. It pulls out the taupe and beige undertones in City Loft and works well with woods, soft textiles, and simple decorative accents.
Trim Colors For City Loft by Sherwin Williams SW 7631

Pairing the right trim color with City Loft helps you highlight its soft, warm gray tones. Each trim color creates a different effect, from bright contrast to subtle warmth, to achieve the look you want.
Extra White SW 7006
Extra White SW 7006 is a pure, crisp white that brings a modern, clean edge to any room. When paired with City Loft, it creates a strong contrast that makes the wall color stand out.
If your goal is a bright, airy feel, this combination works well in living rooms, kitchens, and hallways.
Extra White is an excellent choice in spaces with lots of natural light. It stops City Loft from looking muddy or dull and helps bounce light around.
Use this option if you like a sharp, classic look with clear lines at the edges of your walls.
Quick Facts:
- LRV (Light Reflectance Value): 86
- Undertone: Cool, no clear yellow or cream
- Best in: Modern settings and bright spaces
Alabaster SW 7008
Alabaster SW 7008 offers a warmer, softer white trim that blends smoothly with City Loft. The hint of creaminess in Alabaster creates a gentle transition from trim to wall, which works well in bedrooms, dining rooms, and cozy living spaces.
This pairing adds a touch of warmth without too much yellow. If you want your trim to feel inviting but not stark, Alabaster is a strong option.
It works especially well in homes with warm wood floors or furniture.
Top Benefits:
- LRV: 82
- Undertone: Warm, creamy (but subtle)
- Best with: Earthy tones, soft fabrics, restful rooms
Snowbound SW 7004
Snowbound SW 7004 is another popular trim color for City Loft. It’s a cooler off-white that still feels soft and adds a hint of sophistication. Compared to Extra White, it has a bit more color depth but less creaminess than Alabaster.
Snowbound creates gentle contrast and looks great with both modern and traditional decor.
This choice keeps City Loft looking light but not too stark, which appeals if you want a balanced feel.
Reasons to Choose:
- LRV: 83
- Undertone: Slightly cool with a gray cast
- Works in: Bedrooms, bathrooms, spaces with gray or soft color accents
Real World Examples Of City Loft by Sherwin Williams SW 7631 In Different Spaces
City Loft SW 7631 is a soft, warm neutral that blends beige and subtle gray tones, making it suitable for a variety of rooms and styles. Its ability to reflect natural light while providing a cozy feel means you can use it throughout your home, from open living spaces to private bedrooms.
Living Rooms

City Loft works well in living rooms because its gentle greige tone creates a warm and inviting space. If your living room gets a lot of sunlight, this color helps bounce that light around and makes the room feel brighter but not too stark.
Pairing City Loft with white trim gives you a crisp, clean look. It also looks nice with wood floors or neutral rugs. Some people add accent pillows or throws in deeper colors to add interest. If you like modern or transitional design, this shade fits right in.
Use it on all the walls for an airy effect. Or use it as a backdrop for art, plants, and your favorite decorations. The color delivers a balanced, relaxed mood that is easy to live with.
Bedrooms

In bedrooms, City Loft helps create a calm and comfortable setting. Many people like it because it’s not too cold or too warm, so you won’t get tired of it quickly. It complements both dark and light bedding.
This color works for both adult and kids’ rooms. You can match it with simple, white furniture or use natural wood pieces for a softer look. The color’s gentle undertones keep the space cozy, helping you relax after a long day.
Using City Loft on both the walls and ceiling can make your room feel bigger. If your room is small or doesn’t have much sunlight, this color will help it feel a bit more open and bright.
Kitchens

City Loft is a great option for kitchens because it pairs nicely with white or gray cabinets, light stone counters, and stainless steel appliances. The color’s hint of beige keeps the kitchen from feeling too sterile, but it’s neutral enough not to fight with your finishes or tile.
You’ll find City Loft often used on kitchen walls, ceilings, and even cabinet exteriors. Open layouts using City Loft can help tie your kitchen and dining room together. Pendant lights and hardware in black or gold pop against this soft backdrop.
For farmhouse and transitional kitchens, City Loft pulls together wood floors, metal fixtures, and natural stone. It provides a clean look without looking too cold or stark compared to a true white.
Bathrooms

Bathrooms benefit from City Loft’s light-reflective quality and subtle warmth. It provides a soft contrast to white tiles, porcelain sinks, or chrome fixtures. This helps your bathroom feel larger and more soothing.
City Loft can work with both modern and traditional bathroom designs. It looks crisp with white vanities and marble counters, but also flatters brass or gold accents. Add fluffy towels and bath mats in light or muted colors for a simple, pulled-together look.
The paint’s easygoing tone helps minimize imperfections on walls, making small bathrooms feel fresh. If your bathroom doesn’t have much natural light, City Loft can brighten it up a little without looking harsh.
Home Offices

Home offices painted in City Loft get the benefit of a neutral background that’s not distracting. The color helps maintain focus while still feeling comfortable for long stretches of work or study.
City Loft blends in with lots of furniture finishes. White shelves, wooden desks, and black metal office chairs all look good against this soft backdrop. You could add a bulletin board, art, or greenery for a little personal flair.
If your workspace doesn’t get much sun, this paint keeps it from feeling gloomy. Use City Loft on all walls for a cohesive space or mix with white trim for a bit more definition.
Exteriors

On exteriors, City Loft gives homes a fresh look without being too bright. The warm undertones help your house stand out, but it won’t look overly bold or modern. This color suits many types of houses, from classic to more recent designs.
Pair City Loft with deeper shades on shutters, trim, or porch railings to add contrast. It holds up well against landscaping, stonework, and patios. If you live in an area with a lot of sunshine, this paint color will reflect light, which helps your house look clean and inviting.
It’s also less likely to show dust or pollen than a pure white exterior paint. For neighborhoods where homes are close together, City Loft works as a friendly, neighborly choice.
Front Doors

A front door painted in City Loft gives a soft, welcoming vibe. It’s an unexpected choice compared to blue, red, or black, but it fits if you want something subtle.
This color is especially nice if your home’s siding is darker or brick, as City Loft can act as a bright, gentle accent. Use it with brushed nickel or matte black hardware for a simple, coordinated look.
You can style your front porch with planters or seasonal decorations in stronger colors next to a City Loft door. This way, the entry stands out but still feels soft and approachable.
Comparing City Loft by Sherwin Williams SW 7631 To Similar Colors

City Loft SW 7631 is a soft, warm neutral that works in many spaces. When you compare it to similar colors, you can see the differences in undertone, brightness, and warmth, which help you pick the best shade for your home.
City Loft by Sherwin Williams SW 7631 vs Toque White SW 7003
City Loft is warmer than Toque White. Toque White is closer to a true off-white, while City Loft shows more of a subtle taupe or greige undertone.
On the wall, City Loft feels softer and more muted, while Toque White looks crisper. This means City Loft is cozier, and Toque White is brighter.
If you want your space to feel warmer, City Loft is the better pick. Toque White works best if you like a clean, fresh look without too much warmth.
Color | LRV | Undertone | Best For |
---|---|---|---|
City Loft SW 7631 | 70 | Warm Greige | Softer, cozy spaces |
Toque White SW 7003 | 76 | Neutral Off-White | Clean, fresh environments |
City Loft by Sherwin Williams SW 7631 vs Aesthetic White SW 7035
Aesthetic White is similar to City Loft in warmth, but it is slightly lighter and feels more muted. Both have a soft, welcoming vibe, but Aesthetic White has creamier undertones that show more when rooms are sunny.
If you find City Loft a bit too beige or gray, Aesthetic White might be a better choice. It works well if you prefer a lighter, airier feel.
City Loft is a versatile option if you want just a touch more depth. Both colors look good with white trim and natural wood finishes.
City Loft by Sherwin Williams SW 7631 vs Crushed Ice SW 7647
Crushed Ice is more of a cool-toned paint, which makes it look a bit grayer compared to City Loft. City Loft stands out for its gentle warmth, while Crushed Ice feels fresher and lighter.
If you have north-facing rooms or want to avoid extra warmth, Crushed Ice is often the safer bet. City Loft is better for keeping a space from feeling too cold.
You may notice Crushed Ice shows blue or green hints in some light, while City Loft almost never does. Both are great neutrals but set different moods.
City Loft by Sherwin Williams SW 7631 vs Agreeable Gray SW 7029
Agreeable Gray is one of Sherwin Williams’ most popular greige colors. Compared to City Loft, Agreeable Gray looks a bit darker, with a stronger gray presence.
City Loft can feel airier, especially in well-lit spaces, while Agreeable Gray brings more body and depth to the walls. If you want a lighter look, City Loft is your choice.
Agreeable Gray leans slightly warmer, but both colors are flexible. They go with most modern decor styles, including farmhouse and traditional.
City Loft by Sherwin Williams SW 7631 vs Repose Gray SW 7015
Repose Gray has more noticeable gray and cooler undertones than City Loft. City Loft is warmer and softer, making it suitable for areas where you want a welcoming feel.
If your room has a lot of warm light, Repose Gray can help balance things out, so it doesn’t feel too yellow. City Loft will enhance warmth in spaces that need it.
Repose Gray fits modern and transitional looks, while City Loft works in any space that benefits from a bit of extra coziness.
City Loft by Sherwin Williams SW 7631 vs Gossamer Veil SW 9165
Gossamer Veil is very close to City Loft in terms of brightness but is slightly cooler and grayer. City Loft stands out with softer, warmer undertones.
For spaces where you want a fresh, neutral backdrop, Gossamer Veil is a solid pick. City Loft brings extra warmth and subtle character.
You can pair both with white trim, black accents, or wood tones. The choice depends on whether you want your space to feel warmer (City Loft) or more toned-down (Gossamer Veil).
Complementary Colors To City Loft by Sherwin Williams SW 7631

City Loft SW 7631 is a soft, warm white paint color with subtle undertones that make it easy to match with other shades. It pairs well with both bold and muted colors, giving you flexibility in your design.
City Loft by Sherwin Williams SW 7631 With Naval SW 6244
Pairing City Loft with Naval offers a sharp contrast of light and dark. Naval SW 6244 is a rich, deep navy blue that brings out the creamy tones in City Loft.
This combination works great for creating a modern, sophisticated space. You might use City Loft on walls and Naval on an accent wall or built-in cabinets. The balance between these two paints is bold yet classic. Adding metallic accents or natural textures can heighten the visual interest.
Naval’s depth anchors the lightness of City Loft, making both colors stand out. Try it in living rooms, offices, or bedrooms for a crisp and timeless look.
City Loft by Sherwin Williams SW 7631 With Sea Salt SW 6204
Sea Salt is a calming, muted green-blue that brings out the subtle warmth in City Loft. These colors together create a gentle, airy feel in any room.
For bathrooms or bedrooms, this pair is soft and restful. City Loft on the trim or ceiling sets off Sea Salt walls, or vice versa. Both have a quiet, understated character, so your space will feel open and relaxing.
Adding natural elements like wood or simple fabrics works well with this pair. The colors are soothing without being boring, giving any area a spa-like vibe.
City Loft by Sherwin Williams SW 7631 With Stardew SW 9138
Stardew is a smoky, mid-tone blue with gray undertones. Matching Stardew with City Loft gives you a balanced palette that feels fresh but not overwhelming.
In kitchens, Stardew can be used for cabinets while City Loft covers the walls, or you might flip those choices in a hallway or mudroom. Both paint colors are soft enough that they don’t compete, but still bring out the best in each other.
Adding white trim or brushed nickel hardware makes this pair feel bright and updated. It’s a subtle contrast, ideal for a calm and comfortable look.
City Loft by Sherwin Williams SW 7631 With Acier SW 9170
Acier is a medium gray that’s versatile and modern. Combined with City Loft, you get a pairing that is neutral and clean without feeling cold or stark.
Use Acier on lower cabinets or accent walls with City Loft as the main wall color. This mix is ideal for open spaces and contemporary homes. The gray brings out the subtle warmth of City Loft, keeping the space from feeling too formal.
Pairing these hues works especially well with stainless steel, concrete, or pale wood. The effect is understated but sophisticated, flexible for changing decor styles.
City Loft by Sherwin Williams SW 7631 With Pewter Green SW 6208
Pewter Green is a deep, earthy green that stands out against the lightness of City Loft. When used together, you get a crisp, nature-inspired palette.
Try City Loft as the main wall color and Pewter Green for built-ins, office cabinetry, or kitchen islands. The contrast feels classic yet modern, and makes details pop. Pewter Green’s richness adds depth, while City Loft keeps the look from becoming too dark.
This combination is especially appealing if you love natural wood and organic colors. It works in entryways, studies, or kitchens for a touch of calm.
City Loft by Sherwin Williams SW 7631 With Urbane Bronze SW 7048
Urbane Bronze is a dark, warm brown-gray and Sherwin Williams’ 2021 Color of the Year. With City Loft, you achieve a dramatic contrast that still feels inviting.
City Loft walls with Urbane Bronze interior doors or trim create a cozy, grounded atmosphere. This combo suits modern, industrial, or even rustic spaces. City Loft’s softness balances Urbane Bronze’s intensity so the room doesn’t feel too heavy.
Add gold or brass fixtures for extra warmth. This pairing is suited for rooms where you want a bold statement, like dining rooms or entryways.

Hi all! I’m Cora Benson, and I’ve been blogging about food, recipes and things that happen in my kitchen since 2019.